April 30, 2008
Really? You're going to stick with that?
Sen. McCain, leaving a Tempe area Cracker Barrell at 5:45 this morning, revealed his brill health care plan which, as it turns out, is little more than the same one President Bush tried to float. Last year.
Apparently, Sen. McCain forgot that people already said not so much to it, just like he forgot that a 5% tip is really not so much a 'tip' as it is a 'pittance'.
So, what IS wrong with his market based plan? For one thing, it's predicated on medical savings accounts (where you pull pretax income from your paycheck and put it into an account for health care costs... the money expires annually, by the way). That works well when people have extra income they can save. Unfortunately, right now more than half the country is literally living paycheck to paycheck. There's not anything to put in these accounts AND save for retirement.
Oh, and delinking health care from the employer and making individuals select (that's called a 'market based approach!'). Because that'll really ignite the market as insurers fight over the healthiest people and refuse to insure the other 200 million of us.
When HMO's first were floated, they were touted as a way of keeping health care affordable. What they really did was juice insurance company profits. This has never been about 'affordability' or the market...which has consistently driven up health care insurance costs...it's about profits to the exclusion of all else. And FAT. Lots and lots of fat in bloated management structures. Who get's screwed? Everyone NOT in administration.
You really want to cut costs? Make insurance cheaper? Help doctors concentrate on medicine and forget the bureaucratic crap? THEN ELIMINATE THE HEALTH INSURANCE INDUSTRY.
Posted by mcblogger at April 30, 2008 10:35 AM
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